
Empowering defrauded borrowers to reclaim their truth and dignity through Borrower Defense to Repayment.
The enrollment trap ensnares individuals who were promised a dream but instead burdened with debt. We explore how predatory enrollment tactics operate, clarify what borrower defense truly entails, and provide insights on how borrowers can advocate for themselves. No sugarcoating, no legal jargon—just real talk, real stories, and practical information about student loan discharge.
We took our lead from Theresa Sweet and Alicia Davis, the divas who started this fight as named plaintiffs in Sweet v DeVos. They lit the torch and we are carrying it to shed light on the shadows of predatory lending and for-profit schools.

Frank co‑created The Enrollment Trap after years of watching borrowers struggle with the same confusion, shame, and frustration he once felt himself. As someone who personally navigated misleading enrollment practices and the overwhelming student loan system, Frank understands how isolating it can be when the promises you were given don’t match the reality you ended up living.

The Enrollment Trap was created by two borrowers, Frank and Michelle, who saw firsthand how confusing, overwhelming, and isolating the student loan system can be. After hearing countless stories of students who were rushed, misled, or pressured into programs that didn’t deliver what was promised, we set out to build a space where borrowe
The Enrollment Trap was created by two borrowers, Frank and Michelle, who saw firsthand how confusing, overwhelming, and isolating the student loan system can be. After hearing countless stories of students who were rushed, misled, or pressured into programs that didn’t deliver what was promised, we set out to build a space where borrowers could finally get clarity — without judgment, shame, or misinformation.
We break down Borrower Defense, predatory enrollment tactics, and student loan policies in a way that’s honest, accessible, and rooted in real experience. Our mission is simple: to help borrowers feel seen, supported, and empowered to take back control of their story.

Michelle is co-host of the borrower defense podcast, The Enrollment Trap, where she shares her experience being misled by a for-profit college and helps others understand their rights under the Borrower Defense to Repayment program. Her experience with a now-closed school, left her with long-term student loan debt that has impacted her f
Michelle is co-host of the borrower defense podcast, The Enrollment Trap, where she shares her experience being misled by a for-profit college and helps others understand their rights under the Borrower Defense to Repayment program. Her experience with a now-closed school, left her with long-term student loan debt that has impacted her financial stability for more than two decades. Today, Michelle uses her story to educate and advocate for borrowers who were targeted by predatory schools and are seeking relief through borrower defense.
Borrower defense is a mechanism that allows you to request the government to cancel your federal student loans if your school has misled you or provided false information. While the path to student loan discharge through borrower defense may not be straightforward and can be quite complex, it remains a legitimate option—many schools have faced scrutiny for their actions against students. On The Enrollment Trap podcast, we delve into what borrower defense entails, clarify what it does not cover, and guide you on how to effectively navigate the process, helping you on your journey toward achieving student loan discharge without getting lost in legal jargon.
The system is intentionally confusing, which is why we created a community for borrowers who are dealing with challenges like borrower defense and the enrollment trap. In this space, they can compare notes, share their experiences, and express their frustrations without being dismissed. Our Discord serves as a hub for meaningful conversations—where individuals ask questions, exchange resources, and support one another in their journey towards student loan discharge, reminding each other that they are not the problem.
While we can’t provide legal advice regarding borrower defense, we are here to listen, amplify stories with your consent, and continue documenting the challenges borrowers have faced in their pursuit of student loan discharge. Feel free to reach out to us, if you need anything.
Stay up-to-date on all things Borrower Defense
The Enrollment Trap
Copyright © 2026 The Enrollment Trap - All Rights Reserved.
Disclaimer:
The Enrollment Trap, LLC provides content for informational and educational purposes only and does not provide legal, financial, tax, or other professional advice; statements are opinions unless otherwise stated—use of this site does not create a professional relationship, and you assume all risk for actions taken based on this content.